Six months later, working as a valet for Weir, Tyler spots Lina threatening Weir to hand over the casino to The House, a cartel who controls Fortune Valley's underworld. Upon learning that Lina betrayed both of them, Weir initially considers leaving Tyler to be arrested, but instead protects Tyler, planning their revenge. Lina appears, revealing that she set up Tyler and his crew to take the fall for the stolen car and she drives away, leaving them at the mercy of the oncoming police force. However, as Tyler arrives at the drop point, he finds Rav knocked out.

Fixer Lina Navarro ( Dominique Tipper) tasks them with stealing a precious Koenigsegg Regera belonging to Marcus 'The Gambler' Weir. Tyler 'Ty' Morgan ( Jack Derges), Sean 'Mac' McAlister ( David Ajala), Jessica 'Jess' Miller ( Jessica Madsen) and mechanic Ravindra 'Rav' Chaudhry ( Ramon Tikaram) are part of a crew in Silver Rock, Fortune Valley. Aston Martin, Audi, Buick, Jaguar, Koenigsegg, Land Rover, Mercury, Pagani, and Plymouth make their return after their absence from the 2015 installment, while Alfa Romeo, Infiniti, Mini and Pontiac were added via downloadable content. However, the Subaru BRZ appears in the game. Toyota, Scion and Ferrari are not involved in the game due to licensing issues. Payback features a total of 74 vehicles with downloadable contents. Unlike the 2015 Need for Speed reboot, Payback includes an offline single-player mode. In contrast with the previous game, it also features a 24-hour day-night cycle. It is focused on 'action driving' and has three playable characters (each with different sets of skills) working together to pull off action movie-like sequences. Need for Speed Payback is a racing game set in an open world environment of Fortune Valley a fictional version of Las Vegas, Nevada. The game was succeeded by Need for Speed Heat in 2019.

The game was released worldwide on November 10, 2017, with mixed reviews from critics. It is the twenty-third installment in the Need for Speed series. Need for Speed Payback is a racing video game developed by Ghost Games and published by Electronic Arts for PlayStation 4, Windows, and Xbox One.

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